What is the ol' saying that we've always heard, "Poor Planning = Poor Performance". (Yes, this is the abbreviated version of how we've heard it ...)
Therefore, Integrated Financial Solutions of Kansas City truly believes that potential for success is derived from reviewing ALL applicable information as early as possible. We focus on every aspect from savings to retirement funds, educational funding to monthly cash flow, and on and on! There is a reason why the firm is called, "Integrated Financial Solutions of Kansas City"; we review and integrate virtually every aspect of your financial life.
It is crucial to create a financial roadmap that seeks to protect your needs now, and that plans for the future, in a tax efficient manner. Our focus is to work with you to build a solid financial structure that will stand the test of time and that will grow and build wealth for you and your family.
We have established a process to do this that is based on two key aspects of financial security: asset protection and wealth creation. A plan must ensure financial security throughout your life, for you and for your loved ones. It must provide income replacement and asset protection in the event that the unthinkable were to happen: disability, critical illness or death. Our worst nightmare isn't that a client dies in an accident of some sort; but rather, to survive and not have the means to sustain life under financially straining circumstances on the immediate and extend family. The plan must also aim to build the maximum it can via a solid, tax efficient wealth accumulation strategy.
With this in mind, the most important number is your Risk Tolerance Number. Do you know what your Risk Number and how it is derived? Well, based on a series of quantifiable questions, your Risk Number will provide the baseline in order to assess your total financial planning needs during a six month period. During semi-annual planning reviews, you answer the questions again. If the Risk Number changes, you can decide whether your portfolio should be altered to reflect the change; if your Risk Number doesn't change, you decide make the next decision of whether to do nothing or tweak your portfolio. You see, we provide you the tools in order that you can make an informed decision that you want us to help you with. Pretty simple wouldn't ya say? No fluff. It's just the basics. We will consider important milestones such as major purchases, marriage, children, education, dreams and retirement. Your plan will entail regular reviews of ongoing financial management strategies.
This goal-based financial security planning approach is designed to help you:
- Define customized short-, intermediate- and long-term goals
- Identify roadblocks or gaps that might impact your financial planning strategy
- Continually monitor your plan to ensure it meets your changing needs
Contact us today to find out more about our financial planning process and learn how a sound financial plan can help you achieve your goals.
What is Financial Security Planning?
Financial security planning is about more than preparing for retirement. It’s about working to achieve short-, intermediate- and long-term goals, and helping protect the most important things in your life.
As an Accredited Investment Fiduciary®, Integrate Financial Solutions of Kansas City will work with you to create a plan that includes solid strategies that is flexible enough to meet your changing needs.
The first step to achieving financial security is creating a strong financial strategy. We will work together to prepare a plan that helps you:
- Prepare or review all your Estate Planning documents to answer those really, really hard questions: Who Gets What? and Who Do I Trust Making Financial Decisions IF I Can't?
- Prepare for a secure, comfortable retirement and/or minimize your current taxes
- Pro-actively manage and control debt, from major purchases to preparing for a child’s post-secondary education
- Provide for your loved ones or heirs due to a significant life altering event(s)
- Protect your business and your employees through affordable benefits